Cosmobill vs.
QuickBooks

A straight, feature-by-feature look at how the two compare - pricing, invoicing, payments, and everything in between. Every Cosmobill claim here is enforced in the product; every QuickBooks data point is sourced from quickbooks.intuit.com's own pricing/feature pages.

Start invoicing free See all Cosmobill features

Free plan

Cosmobill Comet

Unlimited invoices, unlimited saved clients, attachments included - free forever

Entry tier

QuickBooks Simple Start - $38/mo

No free plan - only a limited trial. Simple Start is single-user and locks out multi-currency, time tracking, and enhanced reports

QuickBooks is a full accounting suite, not just an invoicing tool - its cheapest plan costs $38/mo before you've even added a 2nd team member. See the full table below for everything else.

Pricing & limits

Feature	Cosmobill	QuickBooks
Free plan QuickBooks Online has no free tier - only a limited-time trial, after which you must pick a paid plan to keep using it. Cosmobill's Comet tier is free indefinitely, not a trial.		–
Cheapest paid plan QuickBooks' entry Simple Start plan is nearly 8x Cosmobill's cheapest paid tier.	$5/mo (Planet)	$38/mo (Simple Start)
Users on cheapest paid plan QuickBooks' entry plan is single-user for regular staff (accountant access is separate and doesn't count against it). Adding a 2nd regular team member requires upgrading to Essentials ($75/mo).	1 (Planet) · up to 5 on Galaxy ($10/mo)	1, plus 2 accountant seats (Simple Start)
Credit card required to start	–	yes, for the paid trial/subscription

Invoicing core

Feature	Cosmobill	QuickBooks
Shareable invoice link (client portal)
Customer self-fills their own billing details On QuickBooks, the seller enters the client's info themselves when adding them as a customer. Cosmobill's customer opens the invoice link and fills in their own name/address/tax ID - you never mistype an EIN.		–
Itemized line items (qty × rate)
Estimates / quotes	Free, all plans	yes, Simple Start and up
Recurring / repeating invoices QuickBooks includes recurring invoice templates starting at its entry Simple Start tier ($38/mo); Cosmobill reserves this for its top Galaxy tier ($10/mo).	Galaxy ($10/mo)	yes, Simple Start and up
Batch invoices / batch expenses QuickBooks gates batch-creating invoices and expenses to its top Advanced tier; Cosmobill has no batch-invoice feature.	–	Advanced ($275/mo)
Multi-currency per invoice QuickBooks' own help documentation confirms multicurrency is not available on Simple Start; it requires upgrading to Essentials or higher. Cosmobill supports multi-currency invoicing on every plan including free.	Free, all plans	Essentials ($75/mo) and up - not on Simple Start
Custom lead-capture forms / scheduling QuickBooks Essentials adds custom lead-capture forms and calendar-linked scheduling; Cosmobill has no lead-capture feature.	–	Essentials ($75/mo) and up

Getting paid

Feature	Cosmobill	QuickBooks
PayPal payments QuickBooks Payments doesn't offer PayPal as a checkout option on an invoice - Cosmobill accepts PayPal on every plan including free.		–
Card payments via invoice QuickBooks Payments card processing on emailed invoices runs 2.99% per transaction, available from Simple Start up. Cosmobill's free Comet tier is PayPal/card only at checkout - card processing beyond PayPal needs Planet ($5/mo), well below QuickBooks' $38/mo entry price.	Planet ($5/mo)+	Free with any paid plan (2.99%/txn)
Bank transfer (ACH) Cosmobill's bank transfer is a manual self-report the buyer and seller confirm between themselves, at no processing fee. QuickBooks' ACH via invoice is automated in-app, taking a 1% cut per transaction.	yes (manual, self-report, no fee)	Any paid plan (1%/txn)
Automated bill pay (free ACH) QuickBooks bundles automated outbound bill payments via free ACH into every plan, with a per-transaction fee once you exceed the monthly allotment. Cosmobill doesn't handle outbound bill payments - it's an invoicing tool for what you're owed, not a bill-pay platform.	–	Simple Start and up ($0.50/txn beyond monthly allotment)
Deposits / partial payments	Free, all plans
Automatic overdue-payment reminders	Planet ($5/mo)+	yes, Simple Start and up
Early-payment discounts QuickBooks has no scheduled "pay within N days for X% off" incentive the way Cosmobill does.	Free, all plans	no dedicated scheduled feature
Transaction fee Cosmobill takes on top of processor	0% (only PayPal's own fee applies)	0% beyond its own listed processing rates (2.99% card, 1% ACH)

Time, expenses & files

Feature	Cosmobill	QuickBooks
Time tracking (log or start/stop timer) QuickBooks gates time tracking (and adding employee time to invoices) to Essentials and above - it's not included on the entry Simple Start plan. Cosmobill gates it to Planet and up, well below QuickBooks' $75/mo Essentials tier.	Planet ($5/mo)+	yes, Essentials ($75/mo) and up
Roll tracked time into an invoice		yes, Essentials and up
Expense tracking, optionally billable to an invoice	Planet ($5/mo)+	yes, all plans
File attachments on an invoice	Free, all plans	yes, all plans
Invoice discussions / comment thread QuickBooks' client-facing invoice view shows payment status but has no back-and-forth comment thread the way Cosmobill's discussion feature does.	Free, all plans	–

Reporting & organization

Feature	Cosmobill	QuickBooks
Dashboard revenue chart (this month vs. last)	Free, all plans	Free, all plans
General business reports (P&L, sales)	Free, all plans	Free, all plans
Enhanced reports (A/R, A/P, sales by rep)	–	Essentials ($75/mo) and up
Inventory management (COGS, purchase orders) QuickBooks Plus adds full inventory tracking with cost-of-goods-sold and vendor/purchase-order management; Cosmobill has no inventory feature - it focuses on invoicing, not stock management.	–	Plus ($115/mo) and up
Project profitability tracking	–	Plus ($115/mo) and up
Custom management-ready reports & dashboards	–	Advanced ($275/mo)
CSV export	Planet ($5/mo)+	yes, all plans
Automated bank import (auto-import transactions) QuickBooks includes automated bank-transaction import and matching on every plan; Cosmobill has no bank-sync feature on any plan.	–	yes, all plans

Team, branding & businesses

Feature	Cosmobill	QuickBooks
Team members QuickBooks' user caps scale with plan tier, topping out at 25 on its $275/mo Advanced plan - but matching Cosmobill's 5-seat Galaxy tier requires QuickBooks Plus at $115/mo, over 11x Cosmobill's $10/mo price for the same seat count.	Up to 5 (Galaxy, $10/mo)	1 (Simple Start) · 3 (Essentials) · 5 (Plus) · 25 (Advanced)
Read-only role at no extra cost QuickBooks' granular custom roles and permissions are an Advanced-tier feature ($275/mo); lower tiers have more limited role options. Cosmobill's read-only role is bundled with Galaxy's team seats at no separate charge or tier jump.		Custom user roles/permissions
Give your accountant free account access	–	yes, all plans (2-3 accountant seats, doesn't count against user cap)
Multiple business identities under one login QuickBooks treats each business as its own company file with its own separate subscription and plan - nothing is shared. Cosmobill's multiple businesses share one account and one plan's entitlements at no extra cost.	Free, all plans, shared entitlements	Each company file is a separate subscription
Custom logo upload	Planet ($5/mo)+	yes, all plans
Custom brand color / appearance	Planet ($5/mo)+	yes, all plans
Remove the provider's own branding from invoices	Galaxy ($10/mo)	yes, all plans - QuickBooks doesn't stamp its own branding on invoices

A note on this comparison

QuickBooks details above come from quickbooks.intuit.com's public pricing page and payment-rates page as of when this page was written - pricing pages change, so if something here looks off, treat quickbooks.intuit.com as the source of truth for their current plans. Note that quickbooks.intuit.com/pricing currently runs a "50% off for 3 months" promotion; the figures used here ($38/$75/$115/$275 for Simple Start/Essentials/Plus/Advanced) are QuickBooks' standard list prices, not that temporary promo rate, for a fair long-term comparison. It's also worth being upfront that this isn't really an apples-to-apples matchup: QuickBooks Online is a full double-entry accounting suite with inventory management, project costing, class/location tracking, and automated bookkeeping - a meaningfully bigger and different product category than Cosmobill's lightweight, invoicing-and-payments focus. If you need real accounting software, QuickBooks does things Cosmobill was never built to do. Where Cosmobill differs is accessibility and simplicity: it has a free tier that never expires, PayPal checkout on every plan, multi-currency invoicing without an upgrade, and a $10/mo top tier that undercuts even QuickBooks' cheapest $38/mo plan by a wide margin - for anyone who just needs to send professional invoices and get paid, not run full books. Every Cosmobill row marked available on a plan is a feature that actually ships in the product today, not a roadmap item.

Cosmobill vs.QuickBooks